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4 Retirement Planning Catch-Up Tips for Late Starters

1/23/2018

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​Are you getting a late start on your retirement planning? If so, you have company. According to a recent study from the Economic Policy Institute, the average family between the ages of 44 and 49 has only $81,437 saved for retirement. That number is $124,831 for those between ages 50 and 55 and $163,577 between ages 56 and 61.1 While those numbers might represent a good start, it’s fair to say they’re not sufficient to fund a long retirement.
 
The good news is it’s never too late to start saving for retirement. You may have to make some adjustments to your plans and vision, but with some discipline and focus, you may still be able to fund an enjoyable retirement.

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3 Financial Resolutions for the New Year

1/10/2018

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​It’s a new year already. For many, that means it’s time to implement resolutions and strategies for self-improvement. Weight loss and fitness goals are popular resolutions. So, too, are goals related to education and career advancement. Unfortunately, nearly 80 percent of all resolutions fail by February.1
 
This year, consider adding some financial resolutions to your list. With some simple changes in habit and behavior, you can significantly improve your financial picture. The key, of course, is to stay consistent and stick with your resolutions.
 
Below are three financial resolutions to consider, along with tips on how to stay committed. If you’re worried about your financial picture, make 2018 the year you take action.

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Thomas B. Scarpaci Jr., partner

​Joseph D. Sciarrino, CPA, partner

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P 718.698.1000
E tscarpaci@c1s.net
E jsciarrino@c1s.net
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​​300 West Service Rd., 2nd Floor
Staten Island, New York 10314

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This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation.

Securities and Advisory Services offered through Client One Securities, LLC Member FINRA/SIPC and an Investment Advisor.  Financial Solutions Group, LLC and Client One Securities, LLC are not affiliated.
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This information has been provided by a Licensed Insurance Professional and does not necessarily represent the views of the presenting insurance professional.  The statements and opinions expressed are those of the author and are subject to change at any time.  All information is believed to be from reliable sources; however, presenting insurance professional makes no representation as to its completeness or accuracy. This material has been prepared for informational and educational purposes only.  It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. 
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